Everyone today is concerned about identity theft. Here are some actions you can take to protect yourself against identity theft.
1. Lock your financial documents in a safe place at home, and lock your wallet or purse at work.
2. Limit what you carry. When you leave home or work, take only the information, credit or debit cards you need. Do not take your Social Security card. Make a copy of your Medicare card and black out all but the last 4 digits of your Social Security number – carry this copy with you unless you are going to use your card at a doctor’s office.
3. Do not share information at your workplace, a business, your child’s school or a doctor’s office without asking why that information is needed and how that information will be safeguarded.
4. Shred receipts, credit offers, credit applications, insurance forms, physician statements, checks, bank statements, expired charge cards and similar documents when you no longer need them.
5. Destroy the labels on prescription bottles before you throw them out.
6. Take outgoing mail to the Post Office or deposit it in Post Office collection boxes. Promptly remove mail from your home mailbox. If you will not be home for several days, request a vacation hold on your mail, at your local Post Office.
Consider opting out of pre-screened offers for credit and insurance by mail. You can opt out permanently, or for 5 years, by calling 1-888-567-8688 or got to optoutprescreen.com