Subrogation can affect the amount of money that you recover after being injured in an accident.  If you are able to successfully recover money damages from the person responsible for causing your accident, your own insurance company may be able to recover some of that money from you, by asserting a subrogation lien in an effort to regain the money they paid to you for benefits.  
However, that does not necessarily mean that you should accept the insurance company’s subrogation lien at face value.  Insurance companies are often willing to negotiate a subrogation lien and accept a reduced amount.
Stark & Stark has had great success in negotiating and reducing subrogation liens, which means more money for our clients.  In fact, in a recent case, our client’s health insurance company repeatedly asserted that they had a subrogation claim which entitled them to almost $20,000 of our client’s total recovery because the benefits were provided pursuant to the Federal Employees Health Benefits Act.  We were able to show that under Pennsylvania law, the client’s health insurance provider had no right to subrogation at all in that case, allowing our client to retain the $20,000 and maximize his recovery.
If you have been injured in an accident, contact one of the experienced personal injury lawyers at Stark & Stark to protect your legal rights and make sure that you receive full value for your injuries.