- You are a truck driver for Company A;
- Company A has a contract with Company B to transport produce;
- You are injured when driving Company B’s vehicle by a driver who cuts right in front of your vehicle;
- Company A tells you they do not carry workers’ compensation insurance.
- When you are injured at work, you are eligible to receive workers’ compensation benefits from a “statutory employer”;
- You may be able to collect workers’ compensation benefits from Company B;
- You have a claim against the driver who caused the accident;
- You potentially have an underinsured motorist claim under an employer’s automobile insurance policy;
- You potentially have an underinsured motorist claim under your own automobile insurance policy.
THE BOTTOM LINE:
- Never trust an insurance company’s claim that you are not entitled to coverage;
- Often insurance coverage is available to compensate you for your loss;
- Let us help you navigate the insurance minefield.