As you have seen from our “Are You Insured?” blogs, automobile insurance coverage can be complicated. Be sure to check your automobile insurance policies when renewing or purchasing insurance. Automobile accidents can have devastating consequences, and it is imperative that you protect yourself.
While insurance agents may be looking to save you a few dollars in premiums, they may be costing you thousands if you are involved in an accident. It is called insurance for a reason. Make sure you are protected.
In most cases, the most overlooked type of coverage is uninsured and underinsured motorist coverage. This type of coverage protects you in the event that the person causing an accident does not have insurance or does not have adequate coverage to compensate you for your loss.
All too often, people drive vehicles that are not insured, while others only carry minimum coverage that provide you with little to no protection. Remember to protect yourself. Make sure you have sufficient uninsured and underinsured coverage under your automobile policy.