When you select your auto insurance coverage in Pennsylvania, we recommend that you choose Full Tort coverage instead of Limited Tort coverage.
With Limited Tort, you basically give up the right to receive compensation for pain and suffering if you are injured in a car accident in Pennsylvania. There are very few exceptions to this rule. If you have never been injured in an auto accident, you may not appreciate the pain and suffering that a person may experience. Most people select Limited Tort because it saves them a few dollars on their insurance.
With Full Tort, you are allowed to seek money for your pain and suffering due to any injury you receive in an auto accident if you are not at fault. While Full Tort may cost a little more money, it makes sense to pay this for your well being and peace of mind.